Apple and Samsung also announced the cooperation with UnionPay. Both payment services ApplePay and SamsungPay will officially enter China, and will be open to users as early as early next year.
Jinghua Times News (Reporter Gu Xiaoyu) The confrontation between Apple and Samsung is not only on mobile phones. Yesterday, Apple and Samsung also announced the cooperation with UnionPay. Both payment services ApplePay and SamsungPay will officially enter China, and will be open to users as early as early next year.
15 Chinese banks support ApplePay
ApplePay is an NFC-based mobile payment function released by Apple in 2014. It was officially launched on October 20, 2014. However, ApplePay has not been able to enter the Chinese market because it needs to find a partner to successfully land. After the completion of UnionPay, Apple finally brought its payment service into China, the most important market for it.
Eddy Cue, senior vice president of Apple's Internet software and services, said that by joining hands with China UnionPay and 15 major Chinese banks, Chinese users will soon enjoy a convenient, secure and private payment experience. INJONGRHEE, executive vice president of Samsung Electronics, also said that through the cooperation with China UnionPay and the support of many banks in China's domestic UnionPay card circulation, more Samsung mobile phone users will enjoy the security and convenience brought by mobile payment services.
It is understood that the 15 Chinese banks that have signed up to support ApplePay include: Agricultural Bank, Bank of China, Guangzhou Bank, Shanghai Bank, China Construction Bank, China Everbright Bank, Guangfa Bank, China CITIC Bank, China Merchants Bank, Minsheng Bank, Industrial Bank, Industrial and Commercial Bank, Ping An Bank, China Postal Savings Bank and Shanghai Pudong Development Bank.
Both Apple and Samsung stated that their payment services strictly comply with China's national and financial industry mobile payment standards, and will complete relevant testing and certification in accordance with the requirements of Chinese regulatory authorities, and then officially open this service to UnionPay cardholders in China. It is expected to land as early as the beginning of 2016.
Pay without opening the app
ApplePay can make online payments in the app shopping, or through contact with the card reader. Apple introduced that through the NFC function in iPhone6 ​​and iPhone6s, users do not need to open the app or wake up the display when shopping in the physical store, just put the iPhone close to the contactless reader and put the finger on the TouchID On, you can make a payment; or use AppleWatch, tap the side button twice, and point the AppleWatch display to the contactless card reader to complete the payment; use ApplePay to pay in the app on iPhone and iPad Just select ApplePay, put your finger on the TouchID or enter your password.
Samsung introduced that whether it is a lock screen or a black screen, users can directly slide the fingertips from the bottom of the screen to transfer the UnionPay card for payment; SamsungPay can also be used on most POS terminals in China including UnionPay. Make contactless payments and cover most offline stores.
At the same time, both parties stated that their mobile payment will ensure user information security through industry-leading multi-protection technology.
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The layout has fallen behind WeChat Alipay
Wang Yanhui, secretary general of the China Mobile Alliance, believes that compared with Apple and Samsung, the domestic mobile phone brand has a relatively slow pace in mobile payment.
However, some insiders said that although Apple and Samsung announced the cooperation with UnionPay on the same day, in the mobile payment business, the two main rivals are not the other party, but WeChat payment and Alipay. Regardless of WeChat payment or Alipay, the layout is earlier than Apple and Samsung. Nowadays, it has formed a strong usage habit among users, and WeChat payment and Alipay have no requirements on the terminal, and the applicability is stronger. How to grab the share from WeChat and Alipay is not easy for Apple and Samsung.
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